Retirement plans

Now that we’ve passed the mid-year mark, many economists and self-declared financial pundits are reviewing investment performances of the first 6 months and predicting the next 6. The most frequent question seems to be whether we’re headed toward a bear market, followed by a recession. This, despite the fact the economy is strong with unemployment at historical lows and companies reporting earnings growth.

Most of our clients hire Moneywatch because they are consumed with their careers and busy with their families and they want us to plan for their financial independence and manage their investments to achieve that goal. And, for many, words like inverted yield curve and budget deficits make their eyes roll back in their head.  So, if the term zero term premium means you’ve had a bad semester, read here for what you need to know about your retirement investments if the market declines…or doesn’t.